Do you run my credit?
No, never. We're income-based only. Your credit score is never checked or affected in any way.
How much is the down payment?
Around $50 for most devices. The exact amount depends on the phone you choose, and you'll know before you commit.
What phones are available?
We carry iPhones, Samsung Galaxy phones, tablets, and more. Once you're approved, we'll walk you through all your options.
How long does approval take?
About 2 minutes. You fill out the form and find out if you're approved right away — no waiting around.
What do I need to apply?
Just proof of income — that's it. No credit check, no co-signer, no long paperwork. Takes 2 minutes and you'll know right away.