Get a New Phone — No Credit Check Needed

See if you qualify in 60 seconds. Just answer a few quick questions.

Step 1 of 5

Do You Get Paid via Direct Deposit?

What is your MONTHLY income?

What bank do you use?

Most phones require $49–$129 down depending on the model. Is that doable this week?

Almost there! Let's get you matched

Enter your details below for an instant decision.

Full Name

Phone Number

🔒 Your info is secure ✔ No credit check ⚡ Instant decision

Checking your eligibility...

You're Approved!

Great news — you qualify for our top-rated program through PayVantage. Down payments start at just $49 to $129 based on your deposit frequency, and you get free 2-day shipping. Complete your final application now and spin the wheel for a free gift!

Complete Your Application

Takes less than 2 minutes — simple and secure.

📱

We'll Keep You Posted!

We currently don't have a program for clients who do NOT get direct deposit, but we will reach out to you when it reopens!

💳

We Got Your Back!

Because you don't use a real bank, your program options are limited. We have another program for Cash App and Venmo clients, but it is a higher down payment — usually between $129 to $179. If you are interested, click below to apply!

Apply Now

Quick 2-minute application — no long forms, no hassle.

How It Works

Get Pre-Qualified

Answer a few quick questions — takes 30 seconds

Get Final Approval

Quick 2-minute application — no credit check

Choose Your Phone

Free 2-day shipping to your door

Frequently Asked Questions

Is there a credit check?

No credit check at all. The only thing you need to show is monthly income. Your credit score is never affected.

Why do you ask for SSN?

Unfortunately we get a lot of fraud, so we do require your SSN to verify your identity. There are no credit checks ran or pulled — it's strictly for identity verification.

How much is the down payment?

Most phones require $49–$129 down depending on the model you choose. You'll know the exact amount before you commit.

How do payments work?

Payments are automatically deducted from your bank account on your pay schedule — weekly, bi-weekly, or monthly. Most customers pay between $30–$60 per payment.

How fast is shipping?

We ship same business day if you order before 5 PM! We offer free 2-day shipping, but most of our clients actually get their phone the very next day.

What do I need to qualify?

You need an active bank account with direct deposit, a valid ID, and a working phone number. That's it — no credit check, no co-signer needed.

What Our Customers Say

Scroll for more